PASSYCAPITAL

WA · Seattle

Investment Property & DSCR
Loans in Seattle, WA

DSCR, bridge, fix & flip, renovation, and construction loans for residential investment property in Seattle. $1M to $5M, term sheet in 24 to 48 hours. Foreign nationals welcome.

Seattle is one of the most important commercial real estate markets on the West Coast, with a metro population exceeding 4 million. The city's economy, anchored by Amazon, Microsoft, Boeing, and a thriving startup ecosystem, drives strong demand for multifamily, office, and industrial properties.

Passy Capital works with Seattle investors and developers to structure financing for multifamily acquisitions, ground-up construction, value-add repositioning, and industrial assets throughout King, Snohomish, and Pierce counties. We connect you with lenders who understand the Pacific Northwest market.

Our lender network includes capital sources with active Washington State programs, experienced in navigating Seattle's competitive deal environment, high construction costs, and the regulatory landscape of the Puget Sound region.

Seattle Market Highlights

Tech Capital

Home to Amazon, Microsoft, and thousands of tech companies, Seattle's tech ecosystem drives premium demand for office and multifamily.

No State Income Tax

Washington's tax policy attracts high-income tech workers and businesses, supporting premium rents and strong absorption.

South Lake Union

Amazon's campus and surrounding development have transformed SLU into one of the most dynamic mixed-use districts in the US.

Bellevue Rise

Bellevue has emerged as a secondary tech hub with major offices for Meta, Google, and Amazon, driving Eastside CRE demand.

Industrial Demand

Port of Seattle and the Kent Valley industrial corridor support one of the strongest warehouse and logistics markets on the West Coast.

Life Science Growth

Seattle's growing life science sector, anchored by the Fred Hutch Cancer Center, is creating demand for specialized lab and office space.

Key Submarkets

Downtown Seattle

South Lake Union

Capitol Hill

Ballard

Fremont

Queen Anne

Bellevue

Redmond

Kirkland

Renton

Tacoma

Everett

Property Types We Finance

Multifamily

Office

Industrial

Mixed-Use

Retail

Life Science

Single Family (1-4)

Land

Investing in Seattle from outside the US

If you are buying in Seattle from outside the United States, financing is usually where the process stalls: no Social Security number, no US credit history, and no retail bank willing to underwrite a foreigner. We lend to your US LLC instead, underwrite the property rather than a US profile you have no way to build, and charge no foreign-national premium for it.

Frequently asked questions

Can a foreign national buy and finance investment property in Seattle?

Yes. The loan is made to a US LLC rather than to an individual, and the underwriting looks at the property rather than at a US credit profile, so a non-resident with no US credit history and no US income documents can borrow on the same terms a US borrower receives. There is no foreign-national rate premium, and you do not have to travel to the United States to close.

Related US Markets

We finance CRE deals nationwide. Explore other major markets we cover.

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