WA · Seattle
Investment Property & DSCR
Loans in Seattle, WA
DSCR, bridge, fix & flip, renovation, and construction loans for residential investment property in Seattle. $1M to $5M, term sheet in 24 to 48 hours. Foreign nationals welcome.
Seattle is one of the most important commercial real estate markets on the West Coast, with a metro population exceeding 4 million. The city's economy, anchored by Amazon, Microsoft, Boeing, and a thriving startup ecosystem, drives strong demand for multifamily, office, and industrial properties.
Passy Capital works with Seattle investors and developers to structure financing for multifamily acquisitions, ground-up construction, value-add repositioning, and industrial assets throughout King, Snohomish, and Pierce counties. We connect you with lenders who understand the Pacific Northwest market.
Our lender network includes capital sources with active Washington State programs, experienced in navigating Seattle's competitive deal environment, high construction costs, and the regulatory landscape of the Puget Sound region.
Seattle Market Highlights
Tech Capital
Home to Amazon, Microsoft, and thousands of tech companies, Seattle's tech ecosystem drives premium demand for office and multifamily.
No State Income Tax
Washington's tax policy attracts high-income tech workers and businesses, supporting premium rents and strong absorption.
South Lake Union
Amazon's campus and surrounding development have transformed SLU into one of the most dynamic mixed-use districts in the US.
Bellevue Rise
Bellevue has emerged as a secondary tech hub with major offices for Meta, Google, and Amazon, driving Eastside CRE demand.
Industrial Demand
Port of Seattle and the Kent Valley industrial corridor support one of the strongest warehouse and logistics markets on the West Coast.
Life Science Growth
Seattle's growing life science sector, anchored by the Fred Hutch Cancer Center, is creating demand for specialized lab and office space.
Key Submarkets
Downtown Seattle
South Lake Union
Capitol Hill
Ballard
Fremont
Queen Anne
Bellevue
Redmond
Kirkland
Renton
Tacoma
Everett
Property Types We Finance
Multifamily
Office
Industrial
Mixed-Use
Retail
Life Science
Single Family (1-4)
Land
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
Investing in Seattle from outside the US
If you are buying in Seattle from outside the United States, financing is usually where the process stalls: no Social Security number, no US credit history, and no retail bank willing to underwrite a foreigner. We lend to your US LLC instead, underwrite the property rather than a US profile you have no way to build, and charge no foreign-national premium for it.
Frequently asked questions
Can a foreign national buy and finance investment property in Seattle?
Yes. The loan is made to a US LLC rather than to an individual, and the underwriting looks at the property rather than at a US credit profile, so a non-resident with no US credit history and no US income documents can borrow on the same terms a US borrower receives. There is no foreign-national rate premium, and you do not have to travel to the United States to close.
Related US Markets
We finance CRE deals nationwide. Explore other major markets we cover.
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