TX · Austin
Investment Property & DSCR
Loans in Austin, TX
DSCR, bridge, fix & flip, renovation, and construction loans for residential investment property in Austin. $1M to $5M, term sheet in 24 to 48 hours. Foreign nationals welcome.
Austin is one of the fastest-growing metros in the United States, with a population exceeding 2.3 million in the greater metro area. The city's booming tech sector, vibrant culture, and business-friendly environment have made it one of the most sought-after commercial real estate markets in the Sun Belt.
Passy Capital works with Austin investors and developers to structure financing for multifamily acquisitions, ground-up development, value-add repositioning, and stabilized rental properties throughout Travis, Williamson, and Hays counties. We understand the dynamics of Austin's rapidly evolving market.
Our lender network includes national and regional capital sources with active Austin programs, experienced in navigating the city's competitive deal environment and unique submarket dynamics from downtown to the rapidly expanding suburbs.
Austin Market Highlights
Tech Hub
Home to Apple, Tesla, Google, Meta, and Oracle operations, Austin's tech ecosystem drives strong demand for office and multifamily.
Fastest-Growing Major Metro
Austin metro has been among the top 3 fastest-growing large metros in the US for the past decade.
Young Demographics
A median age under 35 and strong university pipeline (UT Austin) fuel rental demand and consumer spending.
Multifamily Pipeline
Active new construction pipeline with strong absorption rates, particularly in North Austin, East Austin, and the suburban ring.
No State Income Tax
Texas's tax policy continues to attract talent and businesses, supporting Austin's growth trajectory.
Cultural Draw
Austin's music, food, and lifestyle scene attract a steady stream of relocations, sustaining housing and commercial demand.
Key Submarkets
Downtown Austin
East Austin
South Congress
Domain/North Burnet
Mueller
Zilker
South Lamar
Cedar Park
Round Rock
Georgetown
Pflugerville
Bee Cave
Property Types We Finance
Multifamily
Mixed-Use
Office
Industrial
Retail
Single Family (1-4)
SFR Portfolios
Land
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
Investing in Austin from outside the US
If you are buying in Austin from outside the United States, financing is usually where the process stalls: no Social Security number, no US credit history, and no retail bank willing to underwrite a foreigner. We lend to your US LLC instead, underwrite the property rather than a US profile you have no way to build, and charge no foreign-national premium for it.
Frequently asked questions
Can a foreign national buy and finance investment property in Austin?
Yes. The loan is made to a US LLC rather than to an individual, and the underwriting looks at the property rather than at a US credit profile, so a non-resident with no US credit history and no US income documents can borrow on the same terms a US borrower receives. There is no foreign-national rate premium, and you do not have to travel to the United States to close.
Other Cities in Texas
We also finance commercial real estate across other major Texas markets.
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