AZ · Phoenix
Investment Property & DSCR
Loans in Phoenix, AZ
DSCR, bridge, fix & flip, renovation, and construction loans for residential investment property in Phoenix. $1M to $5M, term sheet in 24 to 48 hours. Foreign nationals welcome.
Phoenix is the fifth-largest city in the United States with a metro population exceeding 5 million. The Valley of the Sun is one of the fastest-growing metros in the country, with strong demand for multifamily, industrial, and single-family rental properties driven by sustained population and job growth.
Passy Capital works with Phoenix investors and developers to structure bridge loans, construction financing, renovation loans, and DSCR products for assets throughout Maricopa County. From Scottsdale luxury to Chandler tech corridors, we connect you with lenders who know the Arizona market.
Our lender network includes national and regional capital sources with active Arizona programs, experienced in navigating the metro's rapid growth, semiconductor-driven economic expansion, and diverse submarket dynamics.
Phoenix Market Highlights
5th Largest US City
Phoenix metro exceeds 5 million residents with one of the highest net migration rates among major US metros.
Semiconductor Boom
TSMC, Intel, and a growing semiconductor cluster are driving billions in investment and creating thousands of high-paying jobs.
Industrial Growth
Phoenix is one of the top industrial markets in the Western US, with strong demand for data centers, warehouses, and manufacturing.
Affordable Sun Belt
Lower cost of living compared to California drives sustained migration from the West Coast, fueling housing demand.
SFR Market Leader
Phoenix is one of the largest build-to-rent and SFR portfolio markets in the country, with strong institutional investor activity.
Year-Round Construction
Phoenix's climate allows for year-round construction activity, reducing development timelines and carrying costs.
Key Submarkets
Downtown Phoenix
Scottsdale
Tempe
Chandler
Gilbert
Mesa
Glendale
Peoria
Goodyear
Surprise
Arcadia
Paradise Valley
Property Types We Finance
Multifamily
Industrial
Single Family (1-4)
SFR Portfolios
Office
Retail
Mixed-Use
Land
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
Investing in Phoenix from outside the US
If you are buying in Phoenix from outside the United States, financing is usually where the process stalls: no Social Security number, no US credit history, and no retail bank willing to underwrite a foreigner. We lend to your US LLC instead, underwrite the property rather than a US profile you have no way to build, and charge no foreign-national premium for it.
Frequently asked questions
Can a foreign national buy and finance investment property in Phoenix?
Yes. The loan is made to a US LLC rather than to an individual, and the underwriting looks at the property rather than at a US credit profile, so a non-resident with no US credit history and no US income documents can borrow on the same terms a US borrower receives. There is no foreign-national rate premium, and you do not have to travel to the United States to close.
Related US Markets
We finance CRE deals nationwide. Explore other major markets we cover.
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