FL · Tampa
Investment Property & DSCR
Loans in Tampa, FL
DSCR, bridge, fix & flip, renovation, and construction loans for residential investment property in Tampa. $1M to $5M, term sheet in 24 to 48 hours. Foreign nationals welcome.
Tampa Bay is one of Florida's most active commercial real estate markets, with a metro population exceeding 3.2 million. The region's diversified economy spans finance, healthcare, defense, and technology, creating sustained demand for multifamily, industrial, and mixed-use properties.
Passy Capital works with Tampa Bay investors and developers to structure and place commercial real estate loans across Hillsborough, Pinellas, and Pasco counties. Whether you're acquiring a waterfront multifamily asset, developing ground-up in Westshore, or repositioning a value-add property in St. Petersburg, we connect you with the right capital.
Our lender network includes sources with deep Gulf Coast experience who understand Tampa's market dynamics, from hurricane insurance to the city's rapid densification and infrastructure investment.
Tampa Market Highlights
Top Growth Metro
Tampa Bay is consistently ranked among the top US metros for population and job growth, with strong domestic in-migration.
Waterfront Development
Active development along Tampa's waterfront and Channelside district is transforming the urban core with new mixed-use projects.
Industrial Demand
Tampa's strategic port location and I-4/I-75 corridor access drive strong demand for warehouse and distribution space.
Healthcare Hub
Major hospital systems and medical research institutions create stable demand for medical office and surrounding commercial assets.
Multifamily Strength
Robust rental demand across the metro supports both new development and value-add repositioning of existing multifamily stock.
Infrastructure Investment
Billions in public transit, road, and utility investment are accelerating growth in suburban and emerging submarkets.
Key Submarkets
Downtown Tampa
Westshore
Channelside
Ybor City
South Tampa
St. Petersburg
Clearwater
Brandon
Wesley Chapel
Riverview
Temple Terrace
New Tampa
Property Types We Finance
Multifamily
Mixed-Use
Industrial
Retail
Office
Hospitality
Single Family (1-4)
Medical Office
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
Investing in Tampa from outside the US
If you are buying in Tampa from outside the United States, financing is usually where the process stalls: no Social Security number, no US credit history, and no retail bank willing to underwrite a foreigner. We lend to your US LLC instead, underwrite the property rather than a US profile you have no way to build, and charge no foreign-national premium for it.
Frequently asked questions
Can a foreign national buy and finance investment property in Tampa?
Yes. The loan is made to a US LLC rather than to an individual, and the underwriting looks at the property rather than at a US credit profile, so a non-resident with no US credit history and no US income documents can borrow on the same terms a US borrower receives. There is no foreign-national rate premium, and you do not have to travel to the United States to close.
Other Cities in Florida
We also finance commercial real estate across other major Florida markets.
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